Pre Retirement

Pre-retirement

The best financial plans are those that give you the peace of mind to live the life you want to live.

We will discuss your lifetime cashflow which is as simple as it sounds. It is about working out the actions that need to be taken to ensure that when you do retire, you can live the life you want to live. Everybody is different and there is no such thing as an off the shelf solution.

Get in touch to see how we can help.

How do I make sure I am prepared for the future?

At Macmillan Financial Planning we develop lifelong relationships with our clients.

Every client is different and it is our job to get to know you and understand how you want to live life now and in the future. Having the full picture helps us recommend the best course of action for your financial future.

As independent financial advisors, whatever we recommend is done so with your best interests in mind. It is important to ensure that your money continues to work well for you. That's why we conduct an annual review.

At Macmillan Financial Planning we create your 'lifetime cashflow'. This shows projections of how much money you save and spend, and ensures you have enough set aside for retirement and for your loved ones.

Creating your 'Lifetime Cashflow'

A 'lifetime cashflow' is a valuable tool in planning for your future.

Have you ever created a spreadsheet of costs for a holiday, home renovation or simply to plan your monthly spending? Our lifetime cashflow works in the same way by noting your incomings, outgoings, and investments.

By doing so, we can ensure you have enough money to last. It has to be realistic so we also take your lifestyle into account. You might enjoy regular holidays, dining out or spoiling the family. Your lifetime cashflow will reflect this. It will show you how much money you have available, allowing you to spend with confidence. Or it will show you what you'll need to save if you want to maintain your current lifestyle.

We aim to give you the confidence to live the life you want, safe in the knowledge that your finances are taken care of.

Pre-retirement

Pre-retirement

At Macmillan Financial Planning we develop lifelong relationships with our clients.

A 'lifetime cashflow' is a valuable tool in planning for your future.

Lifestages

Post Retirement

Estate Planning

Business Owners

My wife and I have been clients of Macmillan Financial Planning for nearly ten years. Graeme is an outstanding financial adviser.

Graeme has provided us with timely, sufficient information for us to monitor performance; he is quick to respond to any queries and remains proactive, bringing new ideas for consideration on a regular basis.

We trust Graeme, he is approachable and good listener and at the same time is professional and considerate. He has strong analytical skills and in-depth knowledge which enables him to provide good objective judgement. All of these qualities amount to integrity in a valued service.

Pre-retirement

Pre-retirement

At Macmillan Financial Planning we develop lifelong relationships with our clients.

A 'lifetime cashflow' is a valuable tool in planning for your future.

Lifestages

Pre Retirement

Post Retirement

Estate Planning

Business Owners

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My wife and I have been clients of Macmillan Financial Planning for nearly ten years. Graeme is an outstanding financial adviser.

Graeme has provided us with timely, sufficient information for us to monitor performance; he is quick to respond to any queries and remains proactive, bringing new ideas for consideration on a regular basis.

We trust Graeme, he is approachable and good listener and at the same time is professional and considerate. He has strong analytical skills and in-depth knowledge which enables him to provide good objective judgement. All of these qualities amount to integrity in a valued service.

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